A payday loan or cash advance is an unsecured advance on future payday funds. It is meant to be used in case of an emergency ONLY and not as a substitute for an additional line of credit. Payday loans are short-term loans that are meant to be repaid by your next payday. Typical fees for using a cash advance are anywhere from $15 to $30 on every $100 borrowed. Some states limit your access, amount and fee totals for payday loans. See your individual states rules for payday loans for more details.

No credit checks are required but you do need to meet the following requirements in order to be approved:
• Have a job and currently be employed
• Are at least 18 years of age or older AND a U.S. citizen or resident
• Have an open and active U.S. checking account OR savings account

Approval for a payday loan takes less than 90 seconds. Once approved, you will be re-directed to the direct lender’s website where you will finish you contract and provide an esignature. Once that is done, money can be transferred in as fast as 1 hour directly into your bank account. Please allow for more time if you apply on weekends or a bank/government holiday.

No problem! Super Sonic Payday does not perform traditional credit checks to qualify you for a payday loan. We APPROVE 4 out of 5 of ALL Applicants. See FAQ number 2 for more details.

Super Sonic Payday NEVER charges an application fee. However, there are fees assed by the lender if you accept their payday loan offer.


Absolutely. Our online payday loan search site is one of the MOST secure data transferring sites, available on the internet. We have invested in above-industry-protocols that work 24/7 to keep your information encrypted and protected during and after data transfer. And as always, we will ONLY share your personal information with the lender who can fund your request.

You qualify for a specific loan amount based on your total monthly income. First-time borrowers often will NOT receive more than $500 their first time. In addition, some states regulate the maximum advance amount which can be borrowed at one time. See your individual states rules for payday loans for more details.


Fees are up to the lender’s digression and applicable state usury caps. However most fees are $15 to $30 per $100 borrowed. And since our payday search engine automatically will default to the lowest interest rate with the highest loan amount, you can rest assure you will be getting a competitive interest rate on your payday loan.

Payday loans are usually due when you receive your next paycheck, which is typically 8 to 25 days from the loan acceptance date. You may also pay back your loan early without prepayment penalties.

If you cannot pay back the loan PLUS fees by your next paycheck, please immediately contact your payday lender DIRECTLY. He or she may be able to grant you an extension on your loan term. However, some states do NOT allow payday loan extensions or rollovers. In this case you may want to request that your lender set-up a reasonable payback plan.

If you are approved by one of our 150 lenders, you will be redirected to the approving lender’s website. However, if for some reason you are NOT directed to a lender website, check your email (including SPAM folders) for an approval confirmation email. Our lenders will ALWAYS send confirmation emails directly to their approved clients that will detail next steps for processing your loan.

Social security and bank accounts information is required for YOUR safety. They are used to verify you are actually the person whom you claim. This information is ALSO used to ensure that the money you have requested gets directly deposited into the CORRECT bank account IMMEDIATELY.

SuperSonicPayday.com, is a third-party affiliate marketing service. We are here to provide customers secure access in applying for a competitive payday loan confidentially and securely. We are NOT a direct lender.